Our Expertise

‘M.J. Hall’ can offer insurance covering the legal liability of franchised and non-franchised automobile, truck, truck-tractor, motorcycle, recreational vehicle, and trailer dealers for claims of bodily injury (BI) and property damage (PD) arising out of business operations.

Also ‘M.J. Hall’ can offer Coverage provided under a garage policy for auto and trailer dealers, particularly those dealers that maintain a service department or body shop, for liability exposures with respect to damage to a customer's auto or auto equipment that has been left in the dealer's care for service or repair.

Coverages:

Garage Liability & Scheduled Auto Liability

Garagekeepers and In-Transit Schedule

Auto Physical Damage for scheduled service units

Dealers Physical Damage - Non Reporting Only

Medical Payments

Fire Legal Liability

Uninsured Motorist / Underinsured Motorist

Personal Injury Protection

Garage Property

Classes:

Antique / Classic Auto Dealers

Antique / Classic Auto Restoration

Auctions

Bedliner Installation

Car Wash - Full Service

Emergency Vehicle Sales and Service

Horse Trailer Sales and Service

Lift Kits and Vehicle Wraps

Mobile Mechanics

Mobility Equipment Sales and Installation

Motor Home Sales and Service

Motorcycle/ATV Sales & Service

Oil and Lube Shops

Parking and Storage Operations

RV/Travel Trailer Sales and Service

Roadside Assistance

Salvage Yards

Scooter/MOPED Sales & Service

Tow Truck Operators (Non-Fleet)

Truck Tractor Sales and Service

Valet Parking Services

Van Conversion

Policy:

Includes two separate insuring agreements, "who is an insured" provisions, and "limit of insurance" provisions—one dealing with garage operations involving the ownership, maintenance, or use of autos and the other dealing with all other ‘garage operations’.